SailSavvy.org’s First ever, Comprehensive Roundup of the…
Best Budget Sailboat Cruisers

Mooring costs vary significantly across not only various clubs and marinas, but also, how the charges are calculated. Some will have a fixed price for a “30 foot slip”, while others charge per sqf..
While both “Best” and “Budget” are subject to interpretation, “Cruisers”, in this case, are simply defined as; Sailboats with suitable accommodations for multi-day trips. (Head, Galley, Water, Standing Headroom.) SailSavvy.org’s own definition adds: …and with recognizable priority of space and livability over performance. As for budget, the first category, “Stingy Sub-Compact” may satisfy the most cost-adverse of sailors. “Best” is best suited for you to decide, after all, it’s your boat!
Savings come in more ways than the cost of acquiring a safe boat for your intended purpose. The TCO (Total Cost of Ownership) over a time period will likely far exceed the value of said boat. In this article, “total” is approached with attention to detail and with significant research conducted prior to authoring. For example; Many home insurance policies in the USA and Canada can be extended to cover a watercraft up to 26 feet and with no more than 50 HP. (May vary by Provider) Sometimes at a fraction, yes an actual, literal fraction, of what a separate Marine Insurance policy would cost. The difference can easily be $400 or more per year. Which is quite significant considering that boats in this range can be had for under $2000. Free isn’t unheard of even! -and that’s for “turn key” ready-to-sail-away boats!
Divided into four Categories

When the time is right, the Prestigious Golden Lemmy Award, only presented by SailSavvy.org, by the grace and divinity of the ever wise and unquestionable Captain Cognac, will be designated to one vessel in each class. One additional vessel in each class will also receive one each of the coveted Silver Lemmy Award and the treasured Bronze Lemmy Award! The grand awards ceremony is scheduled to take place in the not-too-distant-future at a yet undisclosed location.
Stingy Sub-Compact
23 to 26 feet
Standing headroom in a 23-foot sailboat? Annual Insurance under $50 for a 26 footer? Family Cruising with a galley, Head with a shower and sleeping accommodations for five on a shoestring? That and more in this comprehensive roundup of Stingy Sub-Compact Cruisers under 26 feet.
Frugal Compact
27 to 30 feet
If someone told you there is a livable 27-footer with a separate queen aft cabin, open concept Salon, inboard diesel, head with shower and functional galley, would you believe them? all that at affordable “80s boat” pricing, and somewhat common throughout North America and Europe…. and that’s not even our top pick in this Deep-dive into the Frugal Compact Cruisers Category.
Budget Family Gems
31 to 35 feet
Livable space for four on vacation or a couple for extended cruising. With more size, more layout options are available. More variation means larger odds of finding your Best Budget Sailboat Cruiser. Sometimes even with davits and a dinghy included.
Bargain Big Yachts
36-40 feet
Year-round liveaboard size for under $20K? Nomadic cruising? Circumnavigation? From known standard “go-tos” to unexpected under-the-radar finds. Multi-Cabin floating homes, roomy cockpits perfect for entertaining. Often with a dinghy and outboard included.
